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Terms & Conditions

Welcome to S&M Jewels Collection.

By accessing our website or placing an order, you agree to the following terms, subject to applicable laws.

Products

We offer artificial jewellery and fashion accessories. Product descriptions, prices and availability may be updated from time to time.

We aim to provide accurate descriptions and photographs. Minor visual differences may occur due to lighting or screen settings.

Orders

Submitting an order does not guarantee acceptance. Orders are subject to confirmation, availability and successful fulfillment arrangements.

Pricing & Payment

Prices are displayed in Pakistani Rupees. Cash on Delivery is available for eligible orders within Pakistan.

Shipping

We offer free nationwide TCS delivery, with an estimated delivery time of 3–4 working days following order confirmation. This estimate is not an unconditional delivery guarantee.

Returns, Exchanges & Refunds

These are governed by our published Return & Exchange Policy and Refund Policy, together with applicable consumer protection laws.

Customer Responsibilities

Customers are responsible for providing accurate delivery and contact information, reviewing product descriptions, and following reasonable product care instructions.

Intellectual Property

Website photographs, graphics, original descriptions, branding and other proprietary materials belonging to S&M Jewels Collection must not be copied or used commercially without permission, except where permitted by law.

Website Availability

We may update products, prices, content and website features without prior notice, while honouring applicable obligations relating to accepted orders.

Limitation of Liability

We are not responsible for loss or damage caused by misuse or improper care of products after delivery, except where liability cannot lawfully be excluded.

Nothing in these terms limits statutory consumer rights or other liabilities that cannot legally be excluded.

Complaints & Disputes

Customers should contact our support team in the first instance so that we can review and attempt to resolve any concern fairly.

These terms are governed by the applicable laws of Pakistan, without restricting any mandatory consumer protections or competent legal remedies.

Cancellation Policy

Customers may request cancellation of an order before it has been dispatched.

Before Dispatch

If you wish to cancel, please contact us as soon as possible through our official WhatsApp or customer support channel.

We will confirm whether the order can still be cancelled.

After Dispatch

Once an order has been handed over to TCS, cancellation may no longer be possible through the normal order-cancellation process.

If you experience a problem with the delivered item, our Return & Exchange Policy will apply.

Cancellation by S&M Jewels Collection

We may contact customers to cancel or amend an order where a product is unavailable, an address cannot be verified, a pricing error has occurred or fulfillment is otherwise not possible. We will explain the reason wherever practicable.

Payment Policy

At S&M Jewels Collection, we offer Cash on Delivery (COD) for customers across Pakistan.

Cash on Delivery

  • Place your order through our website or supported ordering channel.

  • Our team may confirm your order before dispatch.

  • Your order will be delivered through TCS.

  • Pay the applicable order amount upon delivery, according to the courier’s payment instructions.

Pricing

Product prices are displayed in Pakistani Rupees (PKR).

Standard nationwide delivery through TCS is free.

Customers will be informed of the applicable order amount before checkout confirmation. Any applicable taxes or other mandatory charges will be disclosed in accordance with legal requirements.

Order Verification

We reserve the right to verify orders where necessary to reduce fraudulent transactions, incorrect shipments and unsuccessful deliveries.